Wednesday, September 29, 2010

Rear Wheel Drive Vs Front Wheel Drive

Now-a-days vehicles come in 3 drive configurations such as front wheel drive, rear wheel drive, and 4 wheel drive and all wheel drive. Only front wheels are driven by engine in case of front wheel drive, and only the back wheels of vehicle are driven by engine in case of rear-wheel drive.

To provide a compact package this front wheel drive is used. If the front wheels of the vehicle are driven by engine then very little space is necessary. If it is rear wheel drive configuration then there is a center tunnel or a higher chassis is not necessary. Rear-wheel drive vehicle's driveshaft has to reach from the engine to the rear wheels, it may cause the need for a tunnel or higher chassis. A good traction also can be provided by the front wheel drive configuration.


Front wheel drive vehicles are more preferred than rear-wheel drive because of having better traction due to weight distribution and they can be driven in snow, mud or wet roads. Any way, rear wheel drive vehicles are quickly accelerated than front wheel drive because of weight transference which takes place at the time of acceleration, it causes the front wheels to reduce the grip and torque and is adversely affected by this.


The feature of the front wheel drive vehicles is transverse engine, and rear wheel drive vehicles have a longitudinal engine. The size of the engine is restricted by the front wheel drive configuration, due to the style of the engine. Because of this most luxury cars and sports cars do not have rear wheel drive configuration.


It is important to consider the driving habits and requirements to determine which configuration will be best for you.

Tuesday, September 7, 2010

How to Verify the Complaints of Insurance Company

Because of many uses of insurance, now-a-days, many people are opting for many types of insurances based on the risk factor. People get confused while deciding the best company which is used for taking the insurance.

Before shopping for the best insurance company, which is free from complaints and offers the services efficiently, one should check the complaints of the insurance company, consider the following steps which are needed.


Before going to buy a insurance policy from a best company. One has to check the complaints of the customers against the company in the organization called as National Association Of Insurance Commissioners. By accessing the website of that organization one can get a clear view about the company. It provides information such as the number of complaints made by the customers. By seeing the ratio of the number of the complaints one can compare the company with the other companies. Obviously the better service will be offered by the company which has the lowest complaint ratio.


The National Median Complaint ratio is the minimum complaint ratio. If the ratio of the complaints for any company is more than the median complaint ratio then in those cases there might be a problem.


Apart from the national association of Insurance Commissioners, better Business Bureau website is also available which gives the complete information of the company with a single hit. Along with giving information regarding the company, it also gives the information regarding the complaints of the customers.


So, go for the best insurance company with limited complaints and even you can complain regarding the insurance company in the National Association for Insurance companies with your problems.