Tuesday, October 26, 2010

How often Wiper Blades need to be Changed

Windshield wipers are also called as wind screen wipers. They are used to remove water or steam or snow on the windscreen. There is legal requirement to have them. They are most important safety features of the vehicle.

Windshield wipers will help the driver to provide clear view of the road. Generally, most of the accidents can be caused by the improper view of the road. Using proper maintained wind shield can avoid the accidents. Generally, wiper blades are replaced when old ones get damaged. Many people have the doubt about when to change the wiper blades.


This can be determined by many things like usage, weather, maintenance, etc. Generally, one can replace them once in a year. But, people do not wait until the rubber part of the windscreen wiper is torn. A blurred vision and more vision problems arise because of damaged wipers while driving on snowy or icy roads through rain. Then it may lead to accidents. After one year, you should examine wipers frequently.


Sometimes, wipers damage before one year under some conditions. If there are streaking, chattering, worn rubber or damaged wiper frames then it is the time to change the wipers regardless of time of one year or six months.


Even in dry conditions or areas in which wipers are required, they should be changed once in a year. Wipers which are not used can dry out and crack, they cannot provide proper service.

There are blades or refills of wipers available in many stores. Generally, blades can easily be replaced on your own.

The minimum period for changing wipers is one year. You should change wiper blades after certain period of time regardless of their damage.

Monday, October 18, 2010

What is Commercial Restaurant Insurance

There are many types of businesses which need coverages. Out of which, restaurant is also business which also needs insurance. There are many risks associated while handling the restaurant operations. So, a commercial restaurant insurance is useful for handling the risks.

Apart from serving the restaurants, this insurance is also useful for the bars, coffee shops, bistros, delis etc. The general coverages which are included in this policy are buildings, employees, liquor liability insurance and loss of business income etc.


From company to company, the quotes of this insurance will vary. Select the policy of coverage according to the type of the restaurant and also the number of employees working in that.

The following are covered using commercial restaurant insurance policy:
  • It provides protection for the workers who get injured while doing job and it gives worker's compensation for the injured or for the family of the injured.
  • Machinery equipment which are used in the restaurant are also covered in this insurance.
  • Personal business property is also covered under this insurance.
  • Generally, the buildings like storage buildings, permanently installed fixtures are all protected under this insurance.
  • As a part of the business insurance quotes, additional coverages like loss of earnings or crime coverages are included.
  • For getting coverage for the automobiles, cars, vans and trucks which are used in the restaurants , the commercial van insurance will be useful.
Sometimes, the fire safety options of the restaurant can reduce the costs of the premiums of the commercial restaurant insurance.

Monday, October 11, 2010

Toyota Concentrating on Rural India

Because of the decrement in the sales of cars in US and European markets, most of the companies are focusing on India to increase their sales. Toyota has been the largest automobile maker in the world.

Japan's Toyota Motor Corp holds a share of 89% in the Toyota Kirloskar Motor(TKM) which is also the automaker. Now, this automaker is planning to change its market strategy by concentrating on the rural regions in India.


As of now, the TKM is mostly concentrating on the metros and urbans, but the company has now decided to market 40% of the cars in the rural markets of India. And the company is hoping to market 70,000 vehicles this year when compared to 55,000 vehicles of last year. The company foresees the market of India and hopes to achieve the target by concentrating on the rural areas.


Compared to other markets, Indian ratio of number of cars to people is very less. So, Toyota is increasing its sales by 10%. The company even plans to increase the sales of small cars in India from January 2011. The sales target of TKM etios is 150,000 car sales in 2011. And even they want to expand more by selling 300,000 to 350,000 cars till 2015. in order to achieve this sales target, the company had decided to enter the market of rural India.


According to the company officials, the company wants to set up an engine manufacturing plant. Because of the emerging rural markets, the company wants to tap the rural market for developing the sales. Even because of this market entering into rural India, the employment will also increase because of the plants which are yet to be set up.